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Selling first secures the funding for the purchase but leaves you exposed if you cannot find the next home.”","path":"/entities/home-select-q138586585#company-fact-content-native-digital-agencies-c3126a872a0d7d0d-a-8be332bd8e5668191df8","questionPaths":["/entities/home-select-q138586585#company-answer-content-native-digital-agencies-c3126a872a0d7d0d-a-8be332bd8e5668191df8"]},{"id":"content-native-digital-agencies-c3126a872a0d7d0d-a-a6de10d9c739a9c58f0b","label":"What is a bridging loan, and do I need one?","value":"“A bridging loan is a short-term facility (12 to 24 months) that funds the new purchase while the old home is still being sold. It carries interim interest (currently between 4 and 6 per cent) and a setup fee. Home Select avoids it where possible by synchronising the calendars, and optimises it when it is unavoidable.”","path":"/entities/home-select-q138586585#company-fact-content-native-digital-agencies-c3126a872a0d7d0d-a-a6de10d9c739a9c58f0b","questionPaths":["/entities/home-select-q138586585#company-answer-content-native-digital-agencies-c3126a872a0d7d0d-a-a6de10d9c739a9c58f0b"]},{"id":"content-native-digital-agencies-c3126a872a0d7d0d-a-3cd97a5f1b30d9e4ef75","label":"What if I do not find my new home in time?","value":"“Several safety nets: a negotiated extension of the completion date on the sale, a short-term rental, or Home Select's partner storage facilities. 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