Bank of Internet USA

Bank of Internet USA is an American federally chartered direct bank.

Products & services

Axos Bank

“Bank smarter with the Axos Bank app. Manage your accounts, pay bills, deposit checks, and transfer money—all in one place.”

Business Banking Services

“Explore Axos Bank’s business banking services designed to streamline your financial operations. From online treasury management to cash flow solutions, discover smart tools to help your business grow.”

Questions & answers

What are merchant services?

“Merchant services give businesses the ability to accept payments securely and efficiently, including credit and debit card transactions. These solutions cover payment processing, hardware and software for in-person and online sales, plus tools like gift card programs and cash advances.”

What are payroll services?

“Payroll services help businesses manage employee pay and tax obligations with ease. These providers calculate wages, withhold taxes, process payments, and file required tax forms, ensuring compliance and reducing administrative burden.”

What is treasury management?

“Treasury management services provide businesses with advanced tools to manage cash flow, liquidity, and financial risk while improving efficiency and security. These solutions include cash and liquidity management, payment and receivables processing, fraud protection, and investment options.”

Can my dealership use your program?

“The retail contract program offered by Axos Dealer Services is presently available to franchised and select independent dealerships in Arizona, California, Colorado, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Mexico, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Washington, Wisconsin. We are expanding so please give us a call.”

Are you a full spectrum lender?

“No, our singular focus is on a segment of your prime buyers who are well-established, have a solid income and a strong credit history and are seeking a payment or deal structure your traditional finance sources simply don’t accommodate (i.e. extended terms and strong advances on any year or make of vehicle).”

Data formats & record details

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Entity ID
urn:readyscan:entity:bank-of-internet-usa-q4856131
Material fingerprint
fnv1a64:5a6dbb6e94658503
Entity revision
fnv1a64:f30e3fd1b82cac12
Published
2026-10-23
Modified
2026-10-23
Source summary
Bank of Internet USA: American federally chartered direct bank. Website: https://www.axosbank.com.