Crest Capital is an American equipment financing company.
“Equipment financing is a loan or lease that lets you acquire equipment, vehicles, or software with payments spread over time. For small businesses, it preserves working capital, avoids large upfront costs, and can unlock tax advantages such as Section 179. You get the equipment working now, without draining cash reserves.”
“Not for most transactions. One simple application covers financing up to $250,000 with no financial statements or tax returns needed.”
“No. Checking your eligibility involves no personal-credit inquiry. It takes about 2 minutes and gives you an instant answer. If you move forward with a full application, we use a soft credit pull, which never places an inquiry on your credit report. Never a hard pull. Check Your Eligibility Instantly.”
“Yes. Crest Capital finances both new and used equipment, including pre-owned and refurbished assets. Eligibility varies by equipment type.”
“Most applications receive a decision the same business day, often within hours. Larger requests can take a little longer.”
“Our typical business customers are established companies, 2 or more years under current ownership, with good credit. A credit score of 650 is the minimum most equipment financing lenders typically require.”
“Nope. Checking your eligibility involves no personal-credit inquiry, and if you move forward with a full application, we use a soft credit pull, which never places an inquiry on your credit report.”
“These we don’t do. Sorry. Crest Capital works best with established businesses with good credit; see Do You Qualify? for what we look for.”
“Sure, we love working with small businesses. Our customer base is filled with companies that have between 5 and 75 employees.”
“The finance rates we offer are competitive with a typical bank business loan. Rates are fixed for the full term and never adjust. For a payment estimate in seconds, use the payment calculator.”
“Crest Capital offers a wide variety of business equipment leases and loans. From straight EFAs to $1 purchase options to Operating Leases to others, we’re sure to meet your lending needs.”
“Yes, we do, with a guaranteed purchase option.”
“To qualify, businesses typically need 2+ years under current ownership, a solid credit history, and a demonstrated ability to make payments. Many transactions only require a simple application, no tax returns or financial statements needed.”
“Most applications receive same-day credit approval, with funding typically available within 24-48 hours after documentation is completed.”
“Equipment financing allows you to own the equipment while making monthly payments. Equipment leasing often involves lower upfront costs and the flexibility to upgrade equipment later. Learn more about financing and leasing options.”
“Rates depend on factors like credit history, loan terms, and equipment type. At Crest Capital, we offer competitive fixed rates with full transparency, no surprises, just straightforward terms.”
“Yes. Crest Capital finances used equipment, and private-party sales are welcome, so you are not limited to buying from a dealer. New, used, pre-owned, and refurbished equipment all qualify; eligibility varies by equipment type.”
“Yes. Crest Capital’s equipment financing supports progress payments, refinancing, and payoffs. If you have an existing balance to retire, a payoff request can be started online.”
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