When do I receive FDIC insurance on my deposits?
“FNBO is a member of FDIC which means all deposits are insured by FDIC up to $250,000. If you are looking to insure deposits over $250,000, consider the ICS or CDARS services.”
First National Bank of Omaha
First National Bank of Omaha is an American bank based in Omaha, Nebraska, United States.
Questions & answers
What is the difference between a Business CD and CDARS?
“FNBO directly issues a Business CD to the depositor, and a Business CD comes with a competitive interest rate and includes insurance for your deposits up to the FDIC limit of $250,000. For businesses looking to protect funds over $250,000, CDARS provides access to millions of dollars in aggregate FDIC insurance across network banks while deposits can still earn interest.”
If I open an ICS or CDARS account, will I have to manage multiple banks and accounts to keep my money insured?
“No! With ICS and CDARS, we place funds through the IntraFi network at other FDIC insured banks on your behalf, so you have visibility to all your funds through a relationship with FNBO.”
Do my assets remain liquid in an ICS account?
“Yes, you maintain access to funds in your ICS account into demand deposit accounts or money market deposit accounts. Funds are not immediately accessible.”
Why FNBO?
“As one of the country’s largest privately owned banks, FNBO is uniquely positioned to help businesses, big and small, navigate rapid change, manage risk and plan for the future. With six generations of family leadership, over 120 national locations, $35B in assets,and the stability of a nearly 170 year institution, we bring national resources with local approachability and decision-making.”
What makes FNBO a good bank for my business?
“FNBO is committed to achieving your vision for your organization. Put our thought leadership and investments in technology and security to work for you behind the scenes so you can focus on what really matters - growing your business.”
What commercial banking products do you offer?
“We are a full-service bank with access to all the financial tools you need to run your business.”
Data formats & record details
Download this profile and inspect its supporting evidence.
- Entity ID
- urn:readyscan:entity:first-national-bank-of-omaha-q5453412
- Material fingerprint
- fnv1a64:5c3eed2d322c5e42
- Entity revision
- fnv1a64:76ba41597a713e78
- Published
- 2026-10-23
- Modified
- 2026-10-23
- Source summary
- First National Bank of Omaha: American bank based in Omaha, Nebraska, United States. Website: https://www.fnbo.com/