Is Kuda a registered bank?
“Yes, we have a national microfinance banking license from the Central Bank of Nigeria. Our registration number is RC 796975.”
Questions & answers
How is Kuda different from other banks?
“We're digital-first, so almost everything you’d queue up for at a traditional bank happens right on your phone. Open an account, send money, pay bills, freeze your card, or get help, all on the Kuda app.”
Does Kuda have a physical branch I can visit?
“Yes. We're digital-first, so most things are faster on the Kuda app. If you'd rather sort something out in person, you can visit us at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria.You can also reach us at selfhelp.kuda.com, email help@kuda.com, or call 0700022555832.”
What fees do you charge?
“You can make unlimited free transfer from your Kuda account to other Kuda accounts.We’ll give you 25 free transfers to any other bank every month if you sign up with your Bank Verification Number (BVN) or National Identification Number (NIN).Extra transfers will cost you 10 naira each.”
Do you give loans?
“We give overdrafts, and you’ll be eligible to take an overdraft if you use your Kuda account regularly. Term loans are launching very soon.”
What products does Kuda offer?
“Kuda offers access to affordable and rewarding banking products including credit like overdrafts and loans, investments in US stocks, physical and virtual cards, Premium accounts with exclusive perks, a range of savings products, and 25 free transfers to any bank, every month.”
What services does Kuda offer?
“Kuda allows you to make payments for essentials and lifestyle items from right inside the app including airtime, betting, cardless payments, electricity, gift cards, internet, transport, and TV.”
Data formats & record details
Download this profile and inspect its supporting evidence.
- Entity ID
- urn:readyscan:entity:kuda-bank-q108919305
- Material fingerprint
- fnv1a64:6118bba0055fbeeb
- Entity revision
- fnv1a64:4bbb86f155a1c3d4
- Published
- 2026-10-18
- Modified
- 2026-10-18
- Source summary
- Kuda Bank: UK financial services company. Website: https://kuda.com/