“Mercury is radically different banking for entrepreneurs – engineered from the ground up to help you truly understand and manage your money like never before.Everything you need is built in: cards, invoicing, bill pay, spend management, and built-in AI that surfaces real-time insights and drives financial work end-to-end.”
“You’ll need your company’s official formation documents, your IRS-issued EIN document, and a government ID (e.g., a passport or U.S. government identification document – see all acceptable documents here) for at least one person with operating control of the business, as well as any owner with at least 25% ownership of your company.”
“Yes, we’re proud to support U.S. companies founded by people across the globe. Customers must be formed and registered in the United States or a U.S. territory, must have some type of existing or planned operations in the U.S., and have a U.S. or international address for their principal place of business.”
“To report a security vulnerability or join our bug bounty program, please contact security@mercury.comOpens in new tab.”
“Mercury business banking have no minimum account balance requirements, overdraft fees, required monthly fees, or account opening fees. However, certain features may incur fees.”
“Yes, you can create separate accounts for different locations and manage them under one account. You can use custom roles and permissions to ensure your finance teams in each location only see what’s relevant to them.”
“Yes, you can open multiple accounts to separate funds and budget for different expenses, for example payroll, equipment, marketing, or operations.”
“Mercury does not directly integrate with insurance reimbursement systems. However, you can receive insurance payouts the same way you accept any other ACH, wire, or check deposit into your Mercury account.For client payments, Mercury is compatible with payment processors like Stripe, Square, Shopify, and Paypal.”
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