Nickel

“The cashflow platform for America's core businesses: free ACH, AR/AP automation, 2% APY banking, and Penny, an AI finance agent.”

Questions & answers

Is there a catch with free ACH?

“No, the only limitations on free ACH are per-transaction caps that vary by plan: $25,000 on Core ($0/month) and $1M on Plus ($35/month) and Pro ($300/month). There's no transaction volume limit, no hidden percentage, and no trial period. You can read more about how Nickel makes money.”

How fast do I get paid?

“ACHs are settled in 3 business days on Nickel Core and 2 business days on Plus and Pro. Cards are settled in 2 business days on Nickel Core and 1 business day on Plus and Pro. If you use Nickel Balance, incoming and outgoing payments settle instantly.”

Is Nickel the same as Nickel Payments or "GetNickel"?

“Yes. Same company, different domains. We moved from getnickel.com to nickel.com in October 2025. Your payment links are hosted on nickelpayments.com. Old bookmarks to nickelpayments.com or getnickel.com still work. We're not affiliated with nickel.eu or nickelfi.com. Those are different companies.”

Which banks does Nickel connect to?

“Nickel connects to all 11,000+ US banks and credit unions on the ACH network for payment processing. Your customers can pay from any US bank account, and your vendors receive payments directly into theirs. For international payments, Nickel supports SWIFT wires to banks in 135+ countries.”

How long does integration setup take?

“The QuickBooks Online integration takes about 5 minutes. You sign into QuickBooks, choose which records to sync, map your chart of accounts, and Nickel handles the rest. QuickBooks Desktop uses the Web Connector and also takes about 5 minutes.”

How often does the sync run?

“The sync runs on a regular schedule through the Web Connector. Records update automatically each time the sync runs. The exact frequency depends on your Web Connector settings, but most businesses have it syncing multiple times per day.”

Data formats & record details

Download this profile and inspect its supporting evidence.

Entity ID
urn:readyscan:entity:nickel-q140463862
Material fingerprint
fnv1a64:cdaa6f2221ca7801
Entity revision
fnv1a64:2cec80a548f717a4
Published
2026-10-24
Modified
2026-10-24
Source summary
Nickel: “The cashflow platform for America's core businesses: free ACH, AR/AP automation, 2% APY banking, and Penny, an AI finance agent.”