How do I help my aging parent decide whether to sell their house?
“Start by listening, not selling. Most parents resist because they fear losing autonomy or burdening you, not because they don't see the math.”
“A Senior Transition Advisor for the family home helps a family decide what happens to a parent's house before anyone lists it: the funding math against the community's fee sheet, who can legally sign, and sell, rent or keep. If selling, one vetted local agent. Not a mover, not a placement agent, never the listing agent.”
“Start by listening, not selling. Most parents resist because they fear losing autonomy or burdening you, not because they don't see the math.”
“Yes, if your parent is mentally competent they can sign their own paperwork, but most families benefit from a power of attorney (POA) document signed in advance. If your parent has lost capacity without a POA in place, you'll need to petition the court for guardianship, which is more expensive and takes months. Talk to an elder law attorney early.”
“SRES stands for Seniors Real Estate Specialist, a designation an agent earns through coursework offered through the National Association of Realtors. It signals interest in working with older adults and their families, and that is worth something.”
“Yes, but not the way most people expect. I do not list houses and I never take the listing.”
“No, and I never will. That is deliberate.”
“Nothing. The course, the calculators, the county directory, and the conversations are all free.”
“Because the moment I do, my advice is worth less. An agent who wants the listing has a reason to tell you to sell, to sell now, and to sell through them.”
“Yes, and I have. Sometimes the math says stay.”
“There are two answers, and the difference matters. The course, the calculators, and the county Senior Help Directory are free to anyone, anywhere in the country.”
“The Blueprint is the whole library: 20 modules and 69 tools you can work through at your own pace. The Roadmap is what happens when a family does not have time to read a library.”
“I spent eight years in construction project management and house flipping, and for part of that I mailed letters to paid-off homes owned by older people. I was good at it.”
“A Senior Transition Advisor for the family home helps a family decide what happens to a parent's house before anyone lists it: the funding math against the community's fee sheet, who can legally sign, and sell, rent or keep. If selling, one vetted local agent. Not a mover, not a placement agent, never the listing agent.”
“Ryan Riggins is a Senior Transition Advisor for the family home and the founder of Riggins Strategic Solutions. He helps a family decide what happens to a parent's house before anyone lists it.”
“Maybe, but not first. Find out who can legally sign for her, then run the funding math against the community's fee sheet to see how long her money lasts with and without a sale. Then compare selling, renting and keeping. Bring in an elder law attorney for Medicaid questions and a CPA for the tax side before anything is signed.”
“Sometimes. It depends on what the document says. Some powers of attorney cover real estate and some don't, and a power of attorney ends when the person who signed it dies. Have an attorney read the document before you list the house or sign any contract.”
“It can work if the numbers hold up and someone is willing to be the landlord. Rent is income, and income can matter for care costs and benefits, so run it past the elder law attorney and the CPA. Count repairs, vacancy, insurance and management before you decide it pays.”
“Four people, each with a different job. An elder law attorney for signing authority, Medicaid and deeds.”
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