Modern Exterior Systems
Roofing, siding, and window contractor in Minnetonka, Minnesota.
Will insurance cover storm damage roof repair in Minneapolis?
“Insurance typically covers storm damage — hail, wind, tree-fall, ice-dam-caused — but not normal wear-and-tear. If you've had a recent storm and your roof shows damage signs (granule loss, cracked shingles, dented vents, missing tabs), file a claim before your policy's filing window closes.”
View in the company profileWhy does Modex refuse to waive deductibles in Minneapolis?
“Minnesota Statute 325E.66 makes it illegal for contractors to waive insurance deductibles — and any homeowner who accepts a deductible-waiving offer is at legal risk too, not just the contractor. The deductible is your contractual responsibility to your carrier.”
View in the company profileHow fast can you respond to storm damage in Minneapolis?
“Emergency tarping within 24 hours when there's active leaking. Full damage assessment within 1 to 3 days of your call.”
View in the company profileWhat hail damage signs should I look for in Minneapolis?
“Granule loss exposing the asphalt mat. Cracked or split shingles.”
View in the company profileDo I need to wait for the insurance adjuster before starting repair?
“For partial repair or full replacement: yes, wait for adjuster approval. Starting work before the adjuster visit can complicate the claim and you may end up paying out of pocket for what should have been covered.”
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