Gains
Gains App: “Gains is a free UK money app that combines instant gift card cashback at 160+ retailers with budgeting and money management tools. It was founded in 2025 by Sammie Ellard-King, Chris Barnes and Jamie Dunmore, the team behind the personal finance brand Up The Gains.”
Is Gains really free?
“Yes! Gains is free to use to access personalised cashback offers, chat with your money, and create custom budgeting plans – with no hidden fees.”
View in the company profileHow quickly do I receive my cashback?
“Cashback is credited to your Gains balance instantly, as soon as the payment for your chosen gift card is confirmed. This is usually within 60 seconds.”
View in the company profileHow can I withdraw my cashback?
“Your cashback can be withdrawn directly to your chosen bank account as soon as you have reached £10 in earned cashback. You can also use your cashback balance to pay for additional gift cards and make your money go further.”
View in the company profileWhy do I have to connect a bank account?
“With a secure (read-only) bank account connection, Gains analyses your spending and finds you personalised cashback offers to save you the maximum amount per month based on where you’re already spending money.”
View in the company profile
More information from this source
- Gains App
“Gains is a free UK money app that combines instant gift card cashback at 160+ retailers with budgeting and money management tools. It was founded in 2025 by Sammie Ellard-King, Chris Barnes and Jamie Dunmore, the team behind the personal finance brand Up The Gains.”